Cortland County Purchase/Rehabilitation Program For First Time Home Buyers

Cortland Housing Assistance Council, Inc. and the Empire Development Corporation have received funds under the New York State Affordable Housing Corporation's Affordable Home-Ownership Program. This program will offer subsidies to eligible first time home buyers to be used toward reducing closing costs and for rehabilitation of the property after purchase.

The applicant will be responsible for obtaining a mortgage with a lending institution.

Housing counseling will be provided to all eligible applicants. The sessions will include pre-purchase and budget counseling.

The potential homeowners must meet income guidelines (see income guidelines) and the structure must be located within Cortland County. Only single family homes will be eligible. The structure must require some updating or improvements. The property must be listed with a Realtor and be on the Multiple Listing Service for at least ninety days.


  To download an application form for the Purchase/Rehabilitation Program For First Time Home Buyers, please click here. You may also stop by our office to pick up a form.